Analyst - Pricing Strategy and Governance

Amex

View: 88

Update day: 18-02-2024

Location: London

Category: Finance / Bank / Stock

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You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

A thriving Lending Business is core to the success of American Express and achieving its growth aspirations. The International Proprietary Lending & Product Team’s vision is to be a growth engine that supports lending growth strategies across markets.

The Pricing team is responsible for driving revenue growth and improve profitability across international markets, both from the existing portfolio and newly acquired customers. The team leads pricing and yield management strategies by identifying growth opportunities, driving robust business insights, collaborating with business partners, deploying new capabilities, and executing “test and learn” tactics across international markets. Underpinning this is continued focus on governance and guardrails that delivers the best outcomes for our customers and shareholders.

This role provides an opportunity to lead and inform lending growth and pricing strategies through analytics leveraging internal and external data. In addition, this role will also focus on overseeing pricing governance and ensuring 100% compliance to governance related activities.


How will you make an impact in this role?

  • Oversee pricing governance processes such as Internal Controls testing, A/R system validation exercise etc.
  • Manage Pricing Steering Committee and ensure pricing change proposals are adhering to guidelines laid out by the committee.
  • Conduct periodic quality control checks to ensure operational excellence.
  • Lead strategic analysis across international markets to inform pricing strategies and identify revenue generating opportunities.
  • Conduct performance tracking of deployed initiatives and develop proposal for enhancements.
  • Strong quantitative and analytics acumen to support decision-making rigor.
  • Demonstrates ability to utilize financial, credit bureau and behavioral data to develop business insights shaping growth strategies and initiatives.
  • Solid understanding of the economics of lending products and key levers of profitability

Minimum Qualifications

  • Excellent verbal, written communication, and interpersonal skills
  • Self-Starter with strong organizational skills
  • Proficiency in SQL and SAS
  • Experience with a lending/credit product is strongly preferred
  • Bachelor’s Degree Required

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

To complete your application, please click on the links below. However, if you require any assistance with the completion of this process – or need any reasonable adjustments to be made – then please contact the Recruitment Team on recruitment.support.uk@aexp.com

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Deadline: 03-04-2024

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